TO OWNING YOUR OWN HOME 10 STEPS
Home ownership is part of the American
dream. To ensure you live happily ever
after, consider these helpful ideas
on your journey to ownership.
1 CHECK YOUR
CREDIT SCORE
A good credit score will
get you a good interest
rate, whereas a great credit
score will get you a great one.
But make sure you check your
credit score for mistakes.
2 CREATE A BUDGET
To move from dream to
reality, you must figure
out what your needs are
and what you can afford.
3 HIRE A REALTOR®
A REALTOR® knows the
market and can show you
a portfolio of properties
and can refer you to lenders,
appraisers, title companies
and home inspectors.
4 DETERMINE
YOUR LOCATION
Before looking at houses,
consider where you
want to live. Assess factors like
convenience, work commute,
school options and sense
of safety.
5 SHOP FOR A
MORTGAGE
Prequalifying is the
best place to begin
the home buying process. It is
your ticket to putting an offer
on the right house for you.
6 MAKE TIME FOR
OPEN HOUSES
If you want to find a
house quickly, keep your
schedule open to take advantage
of opportunities that may not last.
7 SIGN A CONTRACT
Once you have found a
home you want to buy, it is
time to agree on a price and
sign a contract. You might be able
to negotiate with the seller on the
price or extras, like appliances and
other goodies, and usually you have
to put some earnest money down.
8 GET AN INSPECTION
Home buyers often rely on
REALTORS® to recommend
home inspectors. Even so,
buyers should check credentials
and read reviews themselves.
9 NEGOTIATE
ANY REPAIRS
The inspection report may
turn up some problems with
the home — but, keep in mind, not
all repairs are created equal. There
can be major issues or minor ones.
10 CLOSE ON
YOUR HOUSE
The is the final step in
home ownership. Before
you actually close, ask for a final
walkthrough to make sure all the
agreed-upon repairs were made.
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72 : DISCOVER THE SPACECOAST 2022