Personalized charms create meaningful keepsakes and fun accessories. Dress up a crisp, white cotton shirt or your usual weekend jeans and t-shirt wear with these chunky or cute charm bracelets.

–Mark Edwards’ artful 14kt. charms are available in a variety of themes including sea life, golf, sailing, diving, and more. Charms start at $55. Fifth Avenue Jewelers (321) 726-9992

–Strong yet flexible bracelets made of silver or gold and customizable with beads made of glass, sterling silver, gold, or precious stone. This bracelet, appropriately titled Pure Passion is the perfect Valentine gift. Charms start at $23. Giftique (321) 726-6401

–Cherie Dori Love beads are made with platinum, 18k, 14k and sterling silver. The designs are sophisticated, clean and modern. Premade bracelets start at $78, beads starting at $25. Wesche Jewelers. (321) 254-5441

–Each of Pandora’s pieces is hand crafted in sterling silver and 14K gold. Charms are made with Murano glass, or adorned with pearls, semi-precious stones and cubic zirconium. Gold bracelet is $3,990 and the silver is $1,170.  Jon’s Fine Jewelry  (321) 631-0270

–Kempf’s whimsical charms add fun to any outfit, including turtles, butterflies and lady bugs starting at just $12 in silver. Pictured in18k white and yellow gold charms with diamonds priced from $240.  Kempf’s (321) 724-0556